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Mobile and Loyalty Reach a Critical Crossroads
Loyalty programs have long relied on the point of sale interaction to inform consumers of their rewards and discounts, but the rise of mobile is changing consumers' expectations.  more »
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Even with the card networks' U.S. EMV migration deadline half a year away, basic knowledge of EMV technology is still poor. Fime is addressing this concern by offering its expertise to American issuers such as credit unions and community banks, which may need additional knowledge but are reluctant to outsource their entire EMV project. more »
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Google Wallet is making a significant change in how it handles funds, in the latest of a series of moves that gives Google a stronger footing against Apple Pay's rising tide. more »
A still frame from an ad showing how to freeze a Discover card account.
Several issuers use card controls to soothe consumer fears, and Discover is building on this foundation to engage consumers at the network level and encourage more frequent and sophisticated use of mobile devices. more »
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MetaBank has teamed up with Univision Communications, a media company serving Hispanic Americans, to become another issuer of its prepaid card. more »
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Two companies are working to make gift cards not only interactive, but almost self-aware. more »
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Executives at card networks and issuers are concluding that tried-and-true marketing methods can still expand card acceptance in an increasingly digital world. more »
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Mobile wallet developers need only look to the prepaid card business to find a suitable partner, one that has already been down a path mobile has just started. more »
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Despite the criticism, prepaid cards are hooked on celebrity branding, with marijuana icon Tommy Chong being the latest to lend his name to a card designed for legal marijuana purchases. more »
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Convinced that consumers know the Brink's name and associate it with strong security, prepaid card provider NetSpend has launched a Brink's-branded prepaid card. more »
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Millennials are leading the rest of the country in their use of prepaid cards, according to a new study from TD Bank. more »
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Consumers could decide for themselves whether to use an EMV-chip card with a signature or PIN if the card is coded to accept such a change. But the technology to support PIN reset will be spotty at first. more »
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Retailers say Apple Pay blocks merchants from lower-cost routing options promised in the Dodd-Frank provision authored by Sen. Richard Durbin. “It’s my view that Apple Pay is breaking the Fed’s regulation,” said one merchant advocate.
Merchants are making a new argument in their years-long battle with banks over swipe fees, saying Apple Pay has locked them out of additional routing options mandated by Dodd-Frank. more »