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Produced by the editors of PaymentsSource, American Banker and Bank Technology News, Disruptors is a news and analysis feed focused on ideas, people and companies that have the potential to transform banking and financial services.
Bank Technology News
California Leaks, Retracts Bitcoin-Friendly Statement
California officials briefly raised hopes among digital currency proponents Friday by releasing a statement that they would drop plans to regulate digital currency businesses and instead defer to the legislature.
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Bank Technology News
It took three or so days to settle stock trades. What if that could happen instantly and be recorded on a blockchain for everyone to see? more »
Bank Technology News
Critics concede Bitcoin's innovations may change finance but predict the system itself isn't long for this world. Nasdaq is challenging that idea by not only testing Bitcoin's much-vaunted blockchain technology, but doing so on the Bitcoin network. more »
Bank Technology News
A recap of the informed opinions (and the discussions they generated) on BankThink this week, including how convenience may help banks beat out Silicon Valley and whether community banks can reduce their regulatory burden on their own. more »
Bank Technology News
The Fintech Sandbox — an accelerator of sorts for startups — has attracted ten data providers and eight fintech startups in two months. But it's still missing what it needs most: bank members. more »
Bank Technology News
After the early exuberance surrounding Apple Watch, banks and vendors are ramping up testing of bank apps on other wearable devices and everyday objects, preparing for a day in which most everything is connected to the Internet. more »
American Banker
Last month Western Union sharply cut its prices to keep pace with the retail giant, several months after MoneyGram took a similar step. The developments offer a reminder of why banks remain scared of Walmart's consumer finance ambitions. more »
Bank Technology News
Jeffrey Robinson, author of the acerbic "BitCon," explains how he squares his admiration for blockchain technology with his contempt for the Bitcoin currency and community in the final part of a conversation with American Banker's Marc Hochstein. more »
PaymentsSource
Experts from the banking, retail and technology sectors gathered last week for SourceMedia's annual Card Forum and Expo, sharing their predictions for the payments industry's next step. Some were involved in Apple Pay from day one; others are looking past it to the next big thing. more »
PaymentsSource
Only 10 people in the bank were allowed to know what the project's goal was, and the other Apple Pay partners were known only by code names. But even though Apple was running the show pre-launch, U.S. Bank had a daunting task ahead of it once the restrictions lifted and Apple revealed its mobile wallet to the world. more »
Bank Technology News
Bitreserve, a payments startup that aims to give consumers the speed, transparency and cost advantages of Bitcoin without the currency fluctuations, hired a former Barclays executive as its president and chief operating officer, a newly created position. more »
PaymentsSource
Europe is home to many innovative and disruptive banks, telcos and technology firms. Some of these are deploying mobile wallets that have the potential to span the entire continent. more »
PaymentsSource
Modern payment terminals are streamlining the update process for merchants by enabling instant updates of their capabilities, and U.S. Bank is taking advantage of this technology to rapidly get new offerings to market. more »
PaymentsSource
Innovation is not a competition. If both incumbents and startups in the fintech market would just accept that, mobile wallets and broader payments applications would have already been realized, according to Jonathan Vaux, executive director of Visa Europe. more »
PaymentsSource
The new digital currency entrepreneurs are stripping the bitcoins from Bitcoin, building new iterations of the underlying blockchain technology without clinging to any digital currency token. more »