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Produced by the editors of PaymentsSource, American Banker and Bank Technology News, Disruptors is a news and analysis feed focused on ideas, people and companies that have the potential to transform banking and financial services.
PaymentsSource
Robot Servants Put MasterPass on Pizza Hut's Menu
Robots aren't yet coming to take over, but they will be taking orders — and MasterCard payments — at a handful of Pizza Hut locations in Asia.
Robot Servants Put MasterPass on Pizza Hut's Menu
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Bank Technology News
The nascent industry's early success will mean very little if these new companies don't take necessary steps to position themselves for the long term. more »
PaymentsSource
Google revealed a dizzying number of projects at this year's Google I/O event, and it is courting developers to turn each of them into a thriving commerce platform. Whether or not Android Pay was mentioned by name, it was an undercurrent of nearly every offering. more »
Bank Technology News
If the DAO, an automated, leaderless "company," lives up to the hype, it could radically transform corporate finance and governance. But many wonder if the entity's record crowd sale is kosher under securities laws. more »
Bank Technology News
Interest in smart contracts is growing, in part because of the promise of lower legal expenses. But the programmers of these self-enforcing, automated agreements will still need to consult with lawyers to translate the terms into code. more »
PaymentsSource
Google’s upcoming personal assistant and cross-platform messaging apps make substantial use of payments, though the transactions exist entirely in the background to encourage a smooth user experience. more »
Bank Technology News
Banks are trying to upgrade tech offerings, from mobile banking to bill pay. But that's easier said than done, in part because the biggest core processors use their dominant market share to restrict access to banks' networks. They do this, in part, because they offer their own competing tech products. more »
Bank Technology News
Technology leader BBVA Compass has been ahead of the pack in real-time payments, neobanking and fintech investing. Manolo Sanchez shares his vision for next steps: the bank's developing API marketplace and "Uberized" digital banking. more »
American Banker
BancAlliance, a network of community banks that has been snapping up loans from LendingClub, is weighing whether to suspend purchases on the online platform after the company said it's overhauling internal controls. more »
Bank Technology News
The payment giant's technology chief says he has an eye on bitcoin, the blockchain and the fintech competitors that have flooded the payments arena — and vows his company will consider partnering with some of them and can beat the rest. more »
Bank Technology News
The distributed ledger technology has an answer for updating every core function of the antiquated financial system. more »
PaymentsSource
Citigroup is testing Bluetooth beacon technology in a pilot that gives customers cardless access to branch ATMs after business hours, among other services. more »
Bank Technology News
Key factors point to marketplace lenders rebounding from their recent setbacks and continuing their growth. more »
Bank Technology News
It is imperative for regulators and lawmakers to approach the online small business loan market with care and an understanding of how these lenders expand access to credit. more »
PaymentsSource
Square's practice of using its merchant transaction data for risk analysis may seem innovative, but other other agile specialists—including Intuit—are finding ways to use new data streams to limit risk and deliver funds to borrowers. more »