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Produced by the editors of PaymentsSource, American Banker and Bank Technology News, Disruptors is a news and analysis feed focused on ideas, people and companies that have the potential to transform banking and financial services.
Bank Technology News
'Nonbank Attackers' Could Eat Banks' Lunch in Payments: McKinsey
Financial institutions must act on the "urgent and fundamental" need to transform the correspondent banking system, the consulting firm said in an annual report on global payments.
'Nonbank Attackers' Could Eat Banks' Lunch in Payments: McKinsey
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PaymentsSource
Subway is learning that to get people into its stores, its mobile app has to be every bit as compelling as its menu. more »
Bank Technology News
Mixed messaging on fin tech doesn't just emanate from the halls of Congress. It can also be found at the regulatory level as well. more »
PaymentsSource
Mobile technology is radically changing the way people hail taxis, book lodging, consume entertainment and find prospective dates, but the same magic isn’t happening with how people spend money. more »
Bank Technology News
As banks start giving work formerly done by humans to artificial intelligence programs, questions about legal and ethical implications arise. The time to impose values on, and set limits for, the technology is now. more »
PaymentsSource
Banks are playing a more active role in the next phase of fintech, both as investors and partners, says David Sica, partner at venture capital firm Nyca. That change is shaping how the firm looks at new investments. more »
PaymentsSource
The era of banks and fintech companies cozying up to each other is in full bloom. Fintechs realize they can better disrupt the industry from within, while banks are looking for partners to help them navigate the digital world. Here's a look at how banks worldwide are buying, investing in and in some cases lending to fintech firms. more »
American Banker
Nat Hoopes, executive director of a trade group that represents the chief executives of Wall Street banks, is making the jump to fintech. more »
American Banker
Lending Club hired a pair of Wall Street executives to strengthen relationships with investors after many pulled back from buying the loans it arranges online during a tumultuous second quarter. more »
Bank Technology News
Artificial intelligence has gotten good enough to do some of the more mundane tasks people perform at banks every day. Whether the trend will kill certain job categories entirely or make a lot of dull work more interesting, or both, is an open debate. more »
Bank Technology News
Banks have found a novel way to fend off fintech’s plans to take them down: they are funding it. A new report shows corporate venture capital investors, such as those backed by banks, made up nearly a third of funding in the second quarter. more »
American Banker
LoanDepot, a Foothill Ranch, Calif.-based company that offers mortgages, home equity loans and personal loans, has raised $150 million in term debt financing. more »
American Banker
Like its peers, the San Francisco-based marketplace lender is struggling to manage the fallout of a sharp reversal in the interest of investors. more »
PaymentsSource
At most merchants, mobile wallets have been a solution in search of a problem. But at the pharmacy, every customer already has a problem — possibly several problems — they want to address before they even think about how they want to pay. more »
American Banker
The embattled firm is offering financial incentives in an effort to kick-start lending, but compliance-focused banks have been slow to respond. more »