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As Visa and MasterCard Push for Tokenization, Some Will Push Back
While Visa and MasterCard aren't yet applying the same level of pressure for tokenization security as they are for EMV-chip cards, the card networks' CEOs are clear that this technology is their new expectation for e-commerce.
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Several wallet apps already let restaurant patrons order ahead for takeout and/or pay without waiting for a waiter. A Ukrainian company called Settle takes this concept a step further by also allowing customers to skip the wait for a table. more »
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Google reports a dramatic increase in mobile shopping, suggesting the channel is now mainstream for consumers. more »
The telco-backed mobile wallet Softcard is at a significant crossroads. Though it once saw the debut of Apple Pay as an opportunity, Apple may actually be edging its rivals out of the market, and Softcard's next move will decide not only its own fate but also the strategies of the banks and merchants that could benefit from its technology. more »
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The introduction of Apple Pay has also thrust Near Field Communication-based contactless payment technology out of the wings and into the spotlight. more »
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Apple Pay's Touch ID is the exception, not the rule. Biometric security typically requires some type of add-on hardware, a model that has struggled to get much adoption over the years. more »
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Among the many obstacles for mobile payments, the most daunting is getting shoppers to change behavior. The fact is that plastic cards have worked quite well for a very long time and consumers are quite used to them. To get consumers to change decades-old habits is far from easy. more »
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Apple Pay has secured a dominant position at the point of sale, with two thirds of all U.S. contactless payment volume coming through Apple's new mobile wallet, according to Apple CEO Tim Cook. But this may not be the boost to mobile payments that many experts have long predicted. more »
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Mobile payment and commerce provider Mozido LLC is bringing on a former MasterCard executive as its president for global markets. more »
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Western Union is adopting a vastly different use of Apple Pay than what banks and merchants have so far considered. more »
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The Federal Reserve System threw its weight behind a host of standards, goals and timelines yesterday that are likely to shape the quest to build a faster U.S. payment system. more »
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Amazon.com's decision to quietly shut down its digital wallet app last week shows an uncharacteristic caution on the part of the e-commerce giant. Merchants throughout the Web use the company's e-commerce services, but the mobile and digital payments world is considerably more cutthroat. more »
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The 16th hole at the Waste Management Phoenix Open PGA tour event at TPC Scottsdale has become golf legend because it is the only time on the tour in which fans cheer and jeer each tee shot as if at football game. more »
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