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Heartland Rests Its Case On Why Durbin Dollars Go To Merchants

At first, Heartland Payment System Inc.’s insistence it would give its merchant clients 100% of the savings from new, reduced debit-interchange rates sounded like a public relations move. But some observers weren’t convinced the processor would stick to its guns if that philosophy didn’t equate to solid financial numbers.

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The 2015 ISO&Agent Fact Book is our annual listing of ISOs, processors, terminal makers, suppliers, consultants, industry organizations and other participants. This issue also includes an examination of Walgreens' mobile strategy for payments and health care; a look at whether Bluetooth beacons can be used to accept payments; and some big ideas for small payment terminals.