Merchant Cash Group Providing Funds For Riskier Retailers

When merchants fail to qualify for a cash advance because of bankruptcies, liens, foreclosures, credit scores below 550 or undesirable Standard Industrial Classification codes, independent sales organizations can turn to a handful of companies that specialize in the “decline” market.

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Merchants and consumers are more mindful of security than ever, but there is still much work to be done to educate them on how to protect account data and prepare for the shift to EMV-chip cards. Fortunately, the industry has help. The ETA, which recently appointed Wells Fargo exec Debra Rossi as its president, is welcoming more technology companies to its ranks to help members adapt to the shifting competitive landscape.