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PAYTHINK
Opinion
'Virtual Cards' Can Revolutionize Corporate Spending
Accounts payables managers have no shortage of methods they can use to pay vendor invoices or that employees can use regularly for discretionary spending.
Comdata's Meitra Aycock
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Opinion
Financial institutions all over the U.S. are making decisions about how they will implement and manage their EMV infrastructure moving forward; decisions that will impact their operations for years to come. more »
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Opinion
This year has been so bad for merchant data breaches that President Obama felt the need to advance the timeframes to be EMV-compliant at government points of sale. more »
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Opinion
Designed as an alternative to current payment systems, digital currencies, such as Bitcoin, XRP and Dogecoin, are a way for people to track, store and send payments over the internet. They are intended to make payment processing cheaper and faster. more »
Image: Bloomberg News
Opinion
Walmart and Best Buy were up-front about their disinterest in Apple Pay; CVS and Rite Aid followed after the fact. Reportedly, these Merchant Customer Exchange participants are placing their bets on the group's upcoming CurrentC wallet, but there's another reason they may want to distance themselves from Apple Pay. more »
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Opinion
Visa, MasterCard, American Express and Discover have placed a timeline for U.S. EMV adoption, in the form of liability shifts, which has elevated chip card migration from conceptual to imminent. more »
Image: Bloomberg News
Opinion
As the iPhone 6 makes its way into the hands of consumers, the way we pay may be changed forever. more »
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Opinion
ATMs are an important component of the move to EMV chip payment technology in the U.S. more »
Image: Bloomberg News
Opinion
Apple Pay launched this week with more than 500 supporting financial institutions, with the largest issuers in the group accounting for more than 80% of the debit and credit transaction volume in the USA. more »
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Opinion
As the payments industry becomes increasingly commoditized, it faces new challenges. Among the biggest hurdles is how to keep customers loyal. more »
Image: Bloomberg News
Opinion
Apple Pay is a watershed moment that will do more to stimulate mobile commerce than the sum of all previous efforts. But it also has an impact on branding that should make it part of a broader mobile menu for banks and retailers. more »
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Opinion
The perception that Africa is behind the times when it comes to the payments industry is an interesting one. It is easy to assume that the continent as a whole is still cash-based with large rural unbanked areas widespread across the region. more »
Michael Archer of consulting firm Kurt Salmon
Opinion
PayPal’s pending spin-off from eBay has the company poised to attack the mobile payments space with renewed vigor, and Apple Pay brings one of the largest and most successful consumer technology companies into the field as well. more »

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