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PAYTHINK
Opinion
Processors Should Seek Finance Partnerships to Remain Competitive
As the payments industry becomes increasingly commoditized, it faces new challenges. Among the biggest hurdles is how to keep customers loyal.
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Image: Bloomberg News
Opinion
Apple Pay is a watershed moment that will do more to stimulate mobile commerce than the sum of all previous efforts. But it also has an impact on branding that should make it part of a broader mobile menu for banks and retailers. more »
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Opinion
The perception that Africa is behind the times when it comes to the payments industry is an interesting one. It is easy to assume that the continent as a whole is still cash-based with large rural unbanked areas widespread across the region. more »
Michael Archer of consulting firm Kurt Salmon
Opinion
PayPal’s pending spin-off from eBay has the company poised to attack the mobile payments space with renewed vigor, and Apple Pay brings one of the largest and most successful consumer technology companies into the field as well. more »
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Opinion
I'd be hesitant to say that mobile payments are ubiquitous today, but during a four-day trip to Texas, I got to see just how far the technology has come when I lost my physical wallet with all my plastic cards. more »
Nacha president and CEO Janet Estep
Opinion
The financial industry is making payments better, more efficient, simpler—and faster. more »
29Prime's Paul Tabet
Opinion
Friendly fraud may sound like less of a threat to business than other more large-scale, aggressive attacks, but this sleeper predator costs retailers nearly $12 billion per year, leaving unprotected merchants completely empty-handed and liable for fraud that wasn’t really fraud in the first place. more »
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Opinion
I have coined the phrase "managed risk" merchant to correctly define and segregate the stigmatism that traditional Card Not Present (CNP) merchants obtain when labeled as "high risk" merchants. more »
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Opinion
Payments providers have a unique challenge when it comes to satisfying their target audiences. more »
SecurityMetrics' Matt Brown
Opinion
Does the following thought process sound familiar? “The faster I can install this new point of sale (POS) system for this merchant, the better.” With POS systems, faster isn’t always better. more »
Revel's Christopher Ciabarra
Opinion
Apple Pay couldn’t have arrived at a better time; security breaches in major retailers appear almost daily in the news, and consumers are looking for a more secure way to pay. And while Apple Pay may address that need for many, there are still potential security breaches. more »
Image: Bloomberg News
Opinion
With the coming split from eBay, PayPal is poised to become one of the new leaders challenging the plastic card and magnetic stripe hegemony. more »
Image: Thinkstock
Opinion
Interactive Voice Response (IVR) technology can be a huge help for payment collectors, from allowing customers to make payments over the phone to simply checking their balance. more »

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