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PAYTHINK
Opinion
Banks Have Little Time to Make the Right Mobile Pay Call
The launch of Apple Pay late last year was bound to shake up the crowded and fragmented mobile payments market. Banks now face more pressure to make the right plays in this space or else lose their customers.
Paul Schaus, president, CEO and founder of CCG Catalyst
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Ulf Mattsson, Chief Technology Officer of Protegrity
Opinion
You would think by now most merchants would know how to protect payment card information. more »
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Opinion
The traditional bank model for small business lending is broken. As a result, technology-enabled alternatives have gained momentum over the past couple years to provide small business owners with loan options that better suit their needs. more »
Image: Thinkstock
Opinion
The mash-up of existing technologies into new solutions (i.e. innovation) is something we are seeing a lot in the financial sector, particularly within the payments ecosystem. more »
Image: Thinkstock
Opinion
Recent high profile acquisitions made by some of the payment industry’s key players, such as Heartland Payment Systems, First Data, and Vantiv, point to a recurring theme—traditional merchant businesses are making the shift into integrated technologies. more »
Bethan Cowper, head of international marketing for Compass Plus
Opinion
When people think about financial inclusion, their minds tend to go first to highly-publicized unbanked regions in Africa and parts of Asia. But many people in other parts of the world, including the U.S., lack access to traditional financial services. more »
David Bozin, vice president of growth development at Bindo
Opinion
The Mandarin Oriental hotel chain recently became the latest big business to suffer a data breach, sounding a call to the hospitality business to shore up security posture. more »
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Opinion
Technology is rapidly changing payments, turning it into something that more closely resembles a layered ecosystem like an electrical grid than a traditional financial service. more »
Image: Bloomberg News
Opinion
Apple gets it. The way to make things appealing is to make them simple, convenient and valuable for consumers. more »
David Worthington, principal consultant at Bell ID
Opinion
One of the longest discussions regarding the U.S. EMV migration is the choice of chip and PIN or chip and signature as the card verification method (CVM). more »
Image: ShutterStock
Opinion
Innovation must be tamed. Let it run wild and risk serious economic consequences, not to mention hefty fines. more »
Image: Thinkstock
Opinion
The check may not be in the mail. Today’s consumer uses an average of three different payment methods each month, from online to mobile to walk-in and yes, even the occasional check, according to Seventh Annual Billing Household Survey from Fiserv. more »
Image: Thinkstock
Opinion
Apple Pay, Google Wallet, Samsung Pay and PayPal are just a few of the solutions which financial technology commentators predict will bring about the downfall of cash and the plastic card. more »
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