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PAYTHINK
Opinion
Easier Transmitter Partnerships Should be Encouraged, Not Hindered
State money transmitter licensing laws are among the most important rules that address the dangers posed by payments, especially in the non-bank payments area.
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Opinion
The world of commerce and payments saw a lot of movement in 2014 and we expect even further change in the coming year, as mobile technology matures and the use of social media as a transaction venue increases. more »
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Opinion
If you have been in the payments business long enough, you have seen trends come and go. more »
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Opinion
In the age of Apple Pay and other electronic payment options, physical gift cards still reign supreme, with most shoppers still preferring to give physical cards and most frequently select denominations between $25 and $50. more »
Euromonitor's Michelle Evans
Opinion
In 2014, payment players continued to search for new markets and new revenue streams through various initiatives aimed at targeting the unbanked and underserved populations. more »
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Opinion
All over the world, consumption is undergoing a major shift. Consumers no longer need to choose between local specialty goods produced within their own communities or mass produced products manufactured abroad. more »
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Opinion
One phenomenon we are currently seeing in emerging markets is a leapfrog to mobile payments. more »
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Opinion
New York’s Department of Financial Services (NY DFS) has recently issued guidance on its BitLicense proposal, which would create a transitional license for Bitcoin. more »
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Opinion
Following the disclosure by a name brand retailer that their point-of-sale (POS) system had been breached, shoppers outside one of the retailer’s brick and mortar locations unanimously told a television reporter that cash was the safest way to pay in-person. more »
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Opinion
Total holiday sales are expected to reach $863 billion in 2014, up from $822 billion last year. That is a staggering amount of money, and the weeks between Thanksgiving and Christmas make or break a sales year for large and small businesses alike. more »
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Opinion
For the last decade, year-on-year the payments industry has predicted the shift of mobile payments to the mainstream. more »
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Opinion
U.S. issuers, acquirers and merchants that are executing EMV migration projects face liability shift dates and increasing consumer demand for more secure transactions. more »
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Opinion
When the iPhone and iOS launched in 2007, Apple initially didn’t provide support for third party developers. more »
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