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For Mobile Wallets Authentication Must Precede Innovation
Mobile wallets are poised to dramatically change the payments landscape, but what is holding them back from seeing more rapid adoption?  more »
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Generation Z, the generation following what is commonly referred to as the Millennials, has only just formed its identity, yet its older members are already preparing to enter the workforce and take part in modern commerce. more »
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It looks like the U.S. market will finally join a large number of other countries and offer real-time payments—but can ubiquity be achieved? more »
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Data breaches aren’t going away. What’s also frustrating for those tasked with protecting data is that poor consumer habits regarding online security aren’t going away, either. Weak passwords shared across all online accounts continue, despite ever-growing threats. more »
Bloomberg News
In 2010, lawmakers passed bipartisan reforms to bring transparency and competition to a debit card swipe fee market that had previously been void of both. Now, members of Congress want to undo that progress. more »
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In e-commerce, merchants strive to achieve a 100% checkout conversion rate but find it elusive because shoppers encounter many obstacles during the payment process. more »
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Automating accounts payable (AP) and payments is not high on the IT list of new ventures, but business growth can result in a paper glut. more »
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The tighter processing deadlines of same-day ACH mean that conventional fraud prevention measures will no longer be adequate or effective. more »
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In order to successfully and scalably combat card-related fraud and digital payments hacking, organizations need to rely less on standards like EMV and PAN/PRN, and recognize today’s currency is no longer just about money. I more »
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Visa and Mastercard have both entered into partnerships with PayPal, turning a new page following a long history of competition more »
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Millennials hate banks so much, they’d rather go to the dentist than listen to what banks have to say. And digital payment alternatives are taking advantage. more »
Bloomberg News
"Rent-seeking" is a widely recognized economics term that refers to when people or groups try to obtain economic benefits for themselves through a subsidy in the political arena. In Washington, the term has special significance. Special-interest groups regularly try to gain subsidies by securing a special regulation that disadvantages competitors. more »
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Nearly a year after the October 2015 liability shift, a mere 17% to 37% of all US merchants have adopted EMV POS terminals. more »