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Why Payment Firms See Opportunity in Small-Business Lending
When mom-and-pop merchants need a loan, they are increasingly turning to some big names in the payments business, which are quickly becoming noteworthy players in small-business lending.  more »
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Green Dot's MoneyPak reload cards might be defunct in the real world, but they live on at Litchfield Penitentiary, the fictional setting of Netflix's "Orange Is the New Black." more »
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Federal regulators have unveiled a much-anticipated tool meant to help institutions assess their own cybersecurity systems. more »
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According to Verizon's 2015 Data Breach Investigation Report, approximately 20% percent of data breaches come from an internal source. This requires a change in an issuer's culture compliance to combat the problem. more »
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A new version of Point-to-Point Encryption (P2PE) guidelines to be published by the PCI Council today will allow retailers—for the first time—to be able to create and seek certification for their own P2PE system, addressing a longstanding retailer concern about the earlier rules locking them into certain vendor relationships. more »
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Payment technology provider Cayan says it has become one of fewer than 20 American companies to earn Level 2 EMV certification from standards governing body EMVCo. more »
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The EMV migration should be part of a broader security strategy that includes examining the age-old practice of using signatures to authenticate card payments, Federal Reserve Gov. Jerome Powell said Thursday. more »
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The fraud fix, as it is becoming clearer, is to take payment card information (account numbers, card verification values and the like) and devalue this data in an effort to make it less relevant to the hackers who seek to harvest and sell it. more »
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Although it's been widely suspected that merchant EMV compliance will be low in October when the liability shift deadline kicks in, a new Javelin Strategy & Research report is projecting as many as 75% of all merchants will not make the deadline. more »
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Among the most important payment changes on the horizon in the U.S., is the migration to EMV technology and the looming October 1, 2015 deadline. more »
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Trustwave researchers have discovered a vulnerability in RubyGems, a software distribution programming language that's used for many payment processes. more »
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Royal Bank of Scotland Group Plc said it has processed the 600,000 credit- and direct-debit transactions that were delayed last week in the government-owned bank’s latest payments failure. more »
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Visa and MasterCard are putting more resources than ever behind their tokenization services as they push to improve their standing in the overall digital payment market. more »