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PayThink 'Cashless store' tests will fail unless consumers have a choice

Brian Bailey
Managing Director Cardtronics

While many consumers are indeed adding smartphone-driven digital pay and mobile order and pay options into their payments toolbox, cash continues to resonate with American consumers, who show little interest in being "all in" with cashless, or having their choices limited in any way, writes Brian Bailey, managing director of North America for Cardtronics.

Retailers 10h ago

Retailers 10h ago
Amex names a new CEO as it confronts a SCOTUS case, Costco recovery

There's never an easy time to change leaders, but for American Express it's a particularly challenging time as it faces legal challenges to a core part of its fee structure and is still revamping its business model after a stinging client loss.

Compliance John Adams October 18

Compliance John Adams October 18
Podcast How to Build a Strong FinTech Partnership

Each partnership is unique but certain best practices help make them work

Fintech October 2

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Fintech October 2
Data: Seizing the P-to-P market

Person-to-person payments are a core area of interest beyond just the banking industry. The news that PayPal is bringing Venmo into e-commerce should be serious concern for many companies that wanted a piece of the P-to-P pie. But Venmo's success does not necessitate others' failure.

P-to-P payments Nick Holland October 18

P-to-P payments Nick Holland October 18
Bitcoin dips most in month on oversight fear; that's not a lot

Traders waiting for a pullback in bitcoin’s price to rebuild positions in the world’s largest cryptocurrency may have the U.S. Commodity Futures Trading Commission to thank.

Bitcoin October 18

Bitcoin October 18
Digital token returns prove fleeting after euphoria wears off

Initial coin offerings have become the stuff of legend among speculators seeking quick windfalls, yet most people are more likely to lose money investing in digital tokens following the sales.

Digital currencies October 18

Digital currencies October 18

PayThink

'Cashless store' tests will fail unless consumers have a choice

Brian Bailey

Managing Director
Cardtronics

While many consumers are indeed adding smartphone-driven digital pay and mobile order and pay options into their payments toolbox, cash continues to resonate with American consumers, who show little interest in being "all in" with cashless, or having their choices limited in any way, writes Brian Bailey, managing director of North America for Cardtronics.

Existing encryption's a casualty of the massive KRACK WiFi attack

Steven Murdoch

Innovation Security Architect
Vasco Data Security

Companies and households should therefore be on the lookout for security patches of their wireless access points and endpoint devices like laptops, desktops and mobile devices, write Steven Murdoch and Frederik Mennes from Vasco Data Security

Geopolitical turmoil will boost multi-currency accounts

Nigel Green

Founder and CEO
deVere Group

Global uncertainty is resulting in more and more people beginning to look at the possible impact such issues have on their wealth and how they can mitigate this risk, writes Nigel Green, founder and CEO of deVere Group.

See all Paythink

Data: Seizing the P-to-P market

Person-to-person payments are a core area of interest beyond just the banking industry. The news that PayPal is bringing Venmo into e-commerce should be serious concern for many companies that wanted a piece of the P-to-P pie. But Venmo's success does not necessitate others' failure.

7 plans to kill cash and checks

Cash is resilient, especially during times of crisis or uncertainty. But there are significant efforts to make cash less relevant in areas where it has typically been a mainstay.

Data: Tracking EMV's effect on online fraud

It has now been two years since the EMV fraud liability shift took effect in the U.S. for most companies. This is enough time to evaluate the EMV migration's effect on fraud, and whether it can be blamed for anything happening in digital channels.

Resources

Web Seminar Design your digital strategy with an emphasis on security

Deeply integrating cybersecurity into a digital strategy is vital for financial institutions (FIs).

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Cyber security
White Paper Identity proofing in the age of hacks: Preventing new account fraud with behavioral biometrics

New account fraud is a gateway to many other crimes. Behavioral biometrics stops it in its tracks.

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Fraud prevention October 10
eBook Operationalizing machine learning for fraud

Emerging channels and payment types have created a new ecosystem of risk, and legacy systems cannot keep up. By now it’s clear that machine learning is the answer for fighting fraud at scale. While organizations are excited about the enormous potential of machine learning in the fight against fraud, they also have questions about where they should begin, and what they should look for. Read this free 11-page report and get actionable insights to help you create a strategy for taking charge of the AI disruption that’s well underway.

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Machine learning October 6
Podcast How to Build a Strong FinTech Partnership

Each partnership is unique but certain best practices help make them work

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Fintech October 2

See all Resources

Fusing e-commerce with ATM security, Diebold adapts to a digital economy

Visa's post-password strategy tackles the Internet of Things

10.19.17 Your morning briefing

The Latest

PayThink 'Cashless store' tests will fail unless consumers have a choice

Brian Bailey

Amex names a new CEO as it confronts a SCOTUS case, Costco recovery

Data: Seizing the P-to-P market

Bitcoin dips most in month on oversight fear; that's not a lot

Digital token returns prove fleeting after euphoria wears off

PayThink

'Cashless store' tests will fail unless consumers have a choice

Brian Bailey

Existing encryption's a casualty of the massive KRACK WiFi attack

Steven Murdoch

Geopolitical turmoil will boost multi-currency accounts

Nigel Green

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Data: Seizing the P-to-P market

7 plans to kill cash and checks

Data: Tracking EMV's effect on online fraud

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