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Millennials can be lured to credit cards by putting rewards within reach

Credit card issuers are still targeting high-spending customers, who tend to be resilient to economic swings, but competition at the top is brutal and marketing costs are high. At the other end of the credit spectrum, it’s a different story.

White Paper Investing in top-down security to build a compliant business

It’s a story you’ll watch unfold time and time again. The breach. The headlines. The confusion. The public apologies. The finger-pointing. And it’s often followed by some form of the following: “But I was compliant.” Compliance is never enough. The challenges are understandable. Taking the path of least resistance is not.Read this white paper to learn the value of a holistic approach to security.

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Data security January 10
PayThink Tokenization can drive blockchain innovation

If tokenization can help us recapture liquidity not only for currencies, but by digitizing the value of all assets, time, and work in a more flexible, fair exchange, that’s exciting, writes Jason English, vice president of protocol marketing for Sweetbridge.

PayThink Conference Jason English 9h ago
In mobile payments, small numbers tell big stories

Looking at the rise in issuers that support mobile wallets, one might think the concept has finally gone mainstream. But the actual usage numbers remain dismal, with few indications of what — if anything — will steer the market toward mobile payments.

Mobile wallets Nick Holland August 16
8.17.17: Your morning briefing

Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: Payments innovation advances in Singapore for young and old; Youth payment company Spriggy raises funds; Australia's post office teams with Mastercard for financial inclusion.

Briefing John Adams 1h ago

The Latest

Investors pour money into security of the growing Internet of Things

The commercial potential of internet-connected devices appears bound only by imagination and comfort. For security companies, there's a similar broad horizon as watches, refrigerators and other everyday items become tools for payments.

Discover ends dealings with hate groups after Charlottesville

Discover Financial Services said it’s ending merchant agreements with extremist organizations that incite violence.

Wirecard to CFPB: Give us another year, make these changes

The prepaid card industry already succeeded in getting one delay for complying with new Consumer Financial Protection Bureau rules, and at least one top prepaid card issuer is now requesting additional rule-changes and an extra year to comply.

Flywire, Geoswift offer promotions for cross-border tuition payments

Two of the biggest providers of cross-border tuition payment services for international education are targeting more than 5 million students preparing for college studies abroad this fall.

'This is how money should be': Digital asset pioneer Erik Voorhees

In an in-depth Q&A, early bitcoin adopter Erik Voorhees, founder of the crypto exchange ShapeShift, discusses a new acquisition, an experimental investment product and the future of his industry.

PayThink Community banks stand to gain from blockchain — if they work together

Jalal “Jay” Shehadeh

General Counsel U.S. Century Bank

Collaboration will help make up for cost concerns from adopting the technology and ensure that the core vendors get the message of community banks’ interest.

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PayThink

Tokenization can drive blockchain innovation

Jason English

Vice President
Sweetbridge

If tokenization can help us recapture liquidity not only for currencies, but by digitizing the value of all assets, time, and work in a more flexible, fair exchange, that’s exciting, writes Jason English, vice president of protocol marketing for Sweetbridge.

Community banks stand to gain from blockchain — if they work together

Jalal “Jay” Shehadeh

General Counsel
U.S. Century Bank

Collaboration will help make up for cost concerns from adopting the technology and ensure that the core vendors get the message of community banks’ interest.

Those who master bots will win payments' next battle

Beerud Sheth

Founder and CEO
Gupship

A bot-powered wave is on the way, and some firms will adapt while others will simply perish. It will be survival of the fittest, writes Beerud Sheth, founder and CEO of Gupshup.

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7 rumored iPhone 8 payments features

With this year's iPhone announcement getting closer, more rumors are spreading about how Apple plans to overhaul the way its phones handle payments. Some of these have already been confirmed by Apple; others are leaking in code the company has released.

7 ways to reinvent the plastic card

From gold plating to silicon guts, the plastic card is not what it used to be. Here are some of the most ambitious attempts to make credit and debit cards relevant in a high-tech world.

7 plans for a faster U.S. payments system

A task force convened by the Federal Reserve released its evaluations last week of 16 proposals to build a faster U.S. payment system. What follows is a brief look at some of the plans that received high marks.

Resources

Web Seminar The compliance/usability conundrum for digital onboarding and payments

Balancing the competing needs of compliance against the expectations of today’s digital native customers is no easy task.

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Mobile banking
White Paper The key ingredients to a successful omni-channel banking strategy

Download this white paper to learn how to stay competitive by embracing an omni-channel banking strategy.

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Online banking July 31
White Paper Encashing the data currency: Banking on analytics

Download this white paper to learn how to analytics are making retail banks more customer friendly, safe and efficient.

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Online banking July 31
White Paper The FinTech revolution: Onslaught or opportunity?

Download this white paper to learn how banks are prioritizing tech considerations in the FinTech revolution.

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Online banking July 31

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