Millennials can be lured to credit cards by putting rewards within reach

Credit card issuers are still targeting high-spending customers, who tend to be resilient to economic swings, but competition at the top is brutal and marketing costs are high. At the other end of the credit spectrum, it’s a different story.

White Paper Issuer Vision 2025

This report covers future uncertainties for consumers, what this means for banks, and explores specific opportunities to prepare for and shape the future. Read this report today to gain insights into tomorrow’s consumers.

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Digital banking June 27
PayThink Tokenization can drive blockchain innovation

If tokenization can help us recapture liquidity not only for currencies, but by digitizing the value of all assets, time, and work in a more flexible, fair exchange, that’s exciting, writes Jason English, vice president of protocol marketing for Sweetbridge.

PayThink Conference Jason English 3h ago
In mobile payments, small numbers tell big stories

Looking at the rise in issuers that support mobile wallets, one might think the concept has finally gone mainstream. But the actual usage numbers remain dismal, with few indications of what — if anything — will steer the market toward mobile payments.

Mobile wallets Nick Holland August 16
'This is how money should be': Digital asset pioneer Erik Voorhees

In an in-depth Q&A, early bitcoin adopter Erik Voorhees, founder of the crypto exchange ShapeShift, discusses a new acquisition, an experimental investment product and the future of his industry.

Bitcoin Brian Patrick Eha August 16

The Latest

Discover ends dealings with hate groups after Charlottesville

Discover Financial Services said it’s ending merchant agreements with extremist organizations that incite violence.

Payment processing August 16

Payment processing August 16
Wirecard to CFPB: Give us another year, make these changes

The prepaid card industry already succeeded in getting one delay for complying with new Consumer Financial Protection Bureau rules, and at least one top prepaid card issuer is now requesting additional rule-changes and an extra year to comply.

Prepaid cards Kate Fitzgerald August 16

Prepaid cards Kate Fitzgerald August 16
Flywire, Geoswift offer promotions for cross-border tuition payments

Two of the biggest providers of cross-border tuition payment services for international education are targeting more than 5 million students preparing for college studies abroad this fall.

Cross border payments Kate Fitzgerald August 16

Cross border payments Kate Fitzgerald August 16
PayThink Community banks stand to gain from blockchain — if they work together

Jalal “Jay” Shehadeh
General Counsel U.S. Century Bank

Collaboration will help make up for cost concerns from adopting the technology and ensure that the core vendors get the message of community banks’ interest.

PayThink Conference August 16

PayThink Conference August 16
8.16.17: Your morning briefing

Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: PayPal halts payments to white supremacists; Broadway shows combat scalping; PSD2 leads to more collaboration; Digiliti's woes.

Briefing John Adams August 16

Briefing John Adams August 16
Merchant attrition is a big problem. Can big data help?

Using good, old-fashioned customer service and consultation to cut down on merchant attrition has been part of the acquiring playbook for years. But that playbook is long overdue for an update.

Big data David Heun August 16

Big data David Heun August 16

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PayThink

Tokenization can drive blockchain innovation

Jason English
Vice President
Sweetbridge

If tokenization can help us recapture liquidity not only for currencies, but by digitizing the value of all assets, time, and work in a more flexible, fair exchange, that’s exciting, writes Jason English, vice president of protocol marketing for Sweetbridge.

PayThink Conference 3h ago
Community banks stand to gain from blockchain — if they work together

Jalal “Jay” Shehadeh
General Counsel
U.S. Century Bank

Collaboration will help make up for cost concerns from adopting the technology and ensure that the core vendors get the message of community banks’ interest.

PayThink Conference August 16
Those who master bots will win payments' next battle

Beerud Sheth
Founder and CEO
Gupship

A bot-powered wave is on the way, and some firms will adapt while others will simply perish. It will be survival of the fittest, writes Beerud Sheth, founder and CEO of Gupshup.

PayThink Conference August 16

See all Paythink

In Pictures

7 rumored iPhone 8 payments features

With this year's iPhone announcement getting closer, more rumors are spreading about how Apple plans to overhaul the way its phones handle payments. Some of these have already been confirmed by Apple; others are leaking in code the company has released.

7 ways to reinvent the plastic card

From gold plating to silicon guts, the plastic card is not what it used to be. Here are some of the most ambitious attempts to make credit and debit cards relevant in a high-tech world.

7 plans for a faster U.S. payments system

A task force convened by the Federal Reserve released its evaluations last week of 16 proposals to build a faster U.S. payment system. What follows is a brief look at some of the plans that received high marks.

Resources

Web Seminar The compliance/usability conundrum for digital onboarding and payments

Balancing the competing needs of compliance against the expectations of today’s digital native customers is no easy task.

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Mobile banking
White Paper The key ingredients to a successful omni-channel banking strategy

Download this white paper to learn how to stay competitive by embracing an omni-channel banking strategy.

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Online banking July 31
White Paper Encashing the data currency: Banking on analytics

Download this white paper to learn how to analytics are making retail banks more customer friendly, safe and efficient.

Sponsor content from

Online banking July 31
White Paper The FinTech revolution: Onslaught or opportunity?

Download this white paper to learn how banks are prioritizing tech considerations in the FinTech revolution.

Sponsor content from

Online banking July 31

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