When crypto exchanges act like banks, regulators may treat them as such

Exchanges aren’t very transparent about their methods, but that in fact most handle such internal transactions exactly how regular banks have worked for centuries.

Article Enable customers via dual interface

How creating a better consumer experience will positively impact your business.

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Payments June 1
U.K.'s Revolut teams with Russia's Qiwi ahead of U.S. launch

U.K.-based fintech Revolut has entered the Russian payments market through a partnership with Russian payments firm Qiwi, and announced plans to apply for a U.S. banking license.

P-to-P payments Robin Arnfield 5h ago
Data: How mobile is shaking up prepaid

Mobile and digital technology are expanding use cases for reloadable prepaid cards beyond their heritage as a tool primarily for the unbanked consumers. Furthermore, mobile commerce is driving broader acceptance of digital versions of both prepaid and retail gift cards.

Prepaid cards Kate Fitzgerald June 20
PayPal spending billions on M&A to squeeze Stripe, Square

PayPal is spending billions on M&A to throttle the heightened competition it faces from the likes of Square and Stripe.

M&A John Adams June 20

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PayThink Traditional CRM won't work in the age of Amazon

Patrick Kehoe
Executive Vice President Messagepoint

CRM solutions have proved useful in providing a technological infrastructure for gathering data on a customer, but they are just that—an infrastructure. The larger difficulty is often managing the content and messaging that goes through the CRM pipeline, according to Patrick Kehoe, executive vice president of Messagepoint.

Retailers 5h ago

Retailers 5h ago
Queensland picks Cubic to upgrade transit payments

The Australian state of Queensland has selected Cubic Corp. of San Diego to develop a mass-transit ticketing system that will support contactless payments and real-time rider account information for public transportation in the region surrounding Australia’s capital, Brisbane.

Contactless payments Kate Fitzgerald June 20

Contactless payments Kate Fitzgerald June 20
Paysafe in pact to launch same-day settlement in U.S.

U.K. payments technology provider Paysafe has entered a partnership with Company.com and Ingo Money to offer same-day settlement to small business merchants in the U.S.

Faster payments David Heun June 20

Faster payments David Heun June 20
Apple Pay enters Norway to take on Vipps payment system

Apple Pay became available in Norway Wednesday for customers in Nordea Bank AB and Santander Bank to begin with.

Apple Pay June 20

Apple Pay June 20
JPM-Berkshire-Amazon health venture answers one big question: Who will lead it?

The companies announced Dr. Atul Gawande, a professor at Harvard and the author of several books on health care, will lead the new health venture starting July 9. But other questions remain unanswered.

Health insurance Kristin Broughton June 20

Health insurance Kristin Broughton June 20
PayThink Faster pay's real-time fraud calls out for tokenization

David Worthington
Principal Conslutant Rambus

The move from standard to real-time transactions adds another layer of complexity and creates further opportunities for fraudsters. Quicker transaction times increase the chances of fraudulent transactions going undetected, writes David Worthington, vice president of payments at Rambus.

Faster payments June 20

Faster payments June 20

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PayThink

Traditional CRM won't work in the age of Amazon

Patrick Kehoe
Executive Vice President
Messagepoint

CRM solutions have proved useful in providing a technological infrastructure for gathering data on a customer, but they are just that—an infrastructure. The larger difficulty is often managing the content and messaging that goes through the CRM pipeline, according to Patrick Kehoe, executive vice president of Messagepoint.

Retailers 5h ago
Faster pay's real-time fraud calls out for tokenization

David Worthington
Principal Conslutant
Rambus

The move from standard to real-time transactions adds another layer of complexity and creates further opportunities for fraudsters. Quicker transaction times increase the chances of fraudulent transactions going undetected, writes David Worthington, vice president of payments at Rambus.

Faster payments June 20
Like any other data tech, 'garbage in, garbage out' hurts artificial intelligence

Sunil Madhu
CEO and Co-Founder
Socure

Artificial intelligence and machine learning can far exceed human capabilities. But AI is still only as good as the quality of data that's feeding the machine, according to Sunil Madhu, founder and chief strategy officer of Socure.

Artificial intelligence June 20

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Data: How mobile is shaking up prepaid

Mobile and digital technology are expanding use cases for reloadable prepaid cards beyond their heritage as a tool primarily for the unbanked consumers. Furthermore, mobile commerce is driving broader acceptance of digital versions of both prepaid and retail gift cards.

Mobile payments' war on fees

Going back to the debut of the free Square card reader, the mobile payments market has made fees — or the lack of fees — a major selling point.

Data: Retailer apps at the nexus of payments

Brick-and-mortar stores are rapidly adding self-checkout options usually linked to proprietary mobile apps, giving merchants more control over how payment options are presented.

Resources

Research Report Banks and Credit Bureaus: Where Things Stand

Most lenders are staying the credit bureau course in underwriting but some are mulling changes, particularly when it comes to marketing.

Credit scores June 13
Magazine ISO&Agent May/June 2018

Fines. Bad publicity. Class actions. Are any of these penalties severe enough to stop data breaches? To get the magazine, please contact Customer Service at help@sourcemedia.com or 212-803-8500
Lessons from a mobile payments revolution

There is no disputing that China is ahead of the rest of the world in mobile payments. What insight does it offer U.S. bankers?

Mobile payments John Engen April 29
White Paper Meeting the demands of a digital economy with mobile pay solutions

Mobile devices are making it possible to conduct business in mere moments, and mobile devices are in almost every hand.

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Mobile payments April 17

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