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The opening of the 2016 holiday season, which marks the first full year since the country's major EMV fraud liability shift, is proving what data security experts feared all along.

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PayThink

Payments data is a classroom for customer retention

Transaction records reveal a lot about consumers that can go a long way toward building marketing campaigns that keeps them coming back.

Blockchain projects will pay off – 10 years from now

While there are a handful of payment pilots underway, the real benefit of blockchain for banks is a long-term proposition--and most early projects will be internal.

Reaching 'Gen Z' means marketing even faster than 140 characters

Gen Z is coming fast on the heels of millennials. For e-commerce, payments and financial services, they have an even shorter attention span.
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