Peter Helderman is a Principal Consultant at UL's Transaction Security division. He has experience in mobile telecom, smartcard, contactless card, and semiconductor industries. With close to twenty years of experience, he has been involved in the technology and commercial sides of these industries. Helderman has worked with moble network operators, transit operators, banks and other payment companies.
Host Card Emulation (HCE) is getting a lot of attention, since it offers virtual payment card issuers the promise of removing dependencies on secure element issuers such as mobile network operators (MNOs).