Rick is a SVP, Group head for Risk and Fraud Management in the MasterCard Advisors. Lifecycle Risk & Fraud Management uses gap analysis to determine how clients manage credit risk at any point in the lifecycle. Rick and his team deliver strong and sustainable financial gains with their deep industry expertise in all aspects of risk management including credit and collections, financial planning and analysis, strategic planning, capital and operating budgets, financial models, profit and loss analysis, cost/benefit analysis, due diligence, regulatory compliance auditing, corporate development and fraud policy. Rick has over twenty years of management experience encompassing operations, financial management, planning & strategy, organizational development, and systems integration. Prior to joining MasterCard Advisors, Rick headed up an Americas Business and Strategy Consulting team at Fair Isaac where he helped domestic and international clients develop sound revenue strategies and delivered revenue growth through account management and operations solution delivery. Prior to Fair Isaac Corporation, Rick worked at First Annapolis Consulting in the development of a monoline bank, Partners First. There he was responsible for strategy development and management of systems support policies associated with credit line management, authorizations, card reissuance and collections. Before First Annapolis, Rick worked eleven years within Citicorps bankcard operations, in the credit policy, project management and collection divisions. Rick attended Farleigh Dickenson University.
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Independent and authoritative analysis and perspective for every segment of the payments industry