Stephan Kudyba, Ph.D., is the founder of Null Sigma Inc., an analytic consulting company, and a faculty member in the Department of Management at New Jersey Institute of Technology. Dr. Kudyba is the author of the books Data Mining and Business Intelligence: A Guide to Productivity, Information Technology, Corporate Productivity and the New Economy and Managing Data Mining: Advice from Experts.
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Independent and authoritative analysis and perspective for every segment of the payments industry