8:00 a.m. - Opening RemarksBarrett Burns, President and CEO, VantageScore
8:10 a.m. - The Customer Value Gap in Consumer CreditAaron Fine, Partner, Oliver WymanRob Mau, Partner, Oliver Wyman
Over the past decade ‘Big tech’ has dramatically changed the way we work, shop and socialize – and been rewarded with tremendous customer, revenue and shareholder value growth. At the same time, many financial services firms have struggled to generate top-line growth. This keynote will introduce Oliver Wyman’s 2018 State of Financial Services report and its provocative assertion that many banks simply aren’t creating enough new value for their clients. Against this challenge, our speakers will discuss emerging frontiers in the card space including new dynamics and competitive strategies for success.
8:55 a.m. - National Consumer Assistance Plan, Data Suppression & The Impact on Model DevelopmentFrancis Creighton, President & CEO, Consumer Data Industry AssociationNick Rose, Senior Scientist, VantageScore
9:25 a.m. - How is AI Being Used Right Now & What is the Upside For Lenders?Nick Rose, Senior Scientist, VantageScoreJames Garvey, CEO and Co-founder, Self LenderDavid Excell, Co-founder and CTO, FeaturespaceKareem Saleh, Executive Vice President, ZestFinanceModerator: Penny Crosman, Editor at Large, American Banker
10:10 a.m. - Networking & Refreshment Break
10:30 a.m. - State of the ConsumerAmy Crews Cutts, Chief Economist, Equifax
11:10 a.m. - Multi-Bureau Panel: Benchmarking, Validation and New Model ImplementationPaul Siegfried, Senior Vice President, TransUnionZach Tondre, Manager of Market Planning for Credit Risk Decision, LexisNexis Risk SolutionsMichele Raneri, Vice President, Analytics and Business Development, ExperianAmy Graybill, Vice President, Enterprise Insights & Core Data Products, EquifaxModerator: Barrett Burns, President and CEO, VantageScore