Consumer Credit Summit
8:00am - 12:05pm

8:00 a.m. - Opening Remarks
Barrett Burns, President and CEO, VantageScore

8:10 a.m. - The Customer Value Gap in Consumer Credit
Aaron Fine, Partner, Oliver Wyman
Rob Mau, Partner, Oliver Wyman

Over the past decade ‘Big tech’ has dramatically changed the way we work, shop and socialize – and been rewarded with tremendous customer, revenue and shareholder value growth. At the same time, many financial services firms have struggled to generate top-line growth. This keynote will introduce Oliver Wyman’s 2018 State of Financial Services report and its provocative assertion that many banks simply aren’t creating enough new value for their clients. Against this challenge, our speakers will discuss emerging frontiers in the card space including new dynamics and competitive strategies for success.

8:55 a.m. - National Consumer Assistance Plan, Data Suppression & The Impact on Model Development
Francis Creighton, President & CEO, Consumer Data Industry Association
Nick Rose, Senior Scientist, VantageScore

9:25 a.m. - How is AI Being Used Right Now & What is the Upside For Lenders?
Nick Rose, Senior Scientist, VantageScore
James Garvey, CEO and Co-founder, Self Lender
David Excell, Co-founder and CTO, Featurespace
Kareem Saleh, Executive Vice President, ZestFinance
Moderator: Penny Crosman, Editor at Large, American Banker

10:10 a.m. - Networking & Refreshment Break

10:30 a.m. - State of the Consumer
Amy Crews Cutts, Chief Economist, Equifax

11:10 a.m. - Multi-Bureau Panel: Benchmarking, Validation and New Model Implementation
Paul Siegfried, Senior Vice President, TransUnion
Zach Tondre, Manager of Market Planning for Credit Risk Decision, LexisNexis Risk Solutions
Michele Raneri, Vice President, Analytics and Business Development, Experian
Amy Graybill, Vice President, Enterprise Insights & Core Data Products, Equifax
Moderator: Barrett Burns, President and CEO, VantageScore