Tina Giorgio

President and CEO, ICBA Bancard, ICBA
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Chrystina (Tina) M. Giorgio is president and CEO of ICBA Bancard, the largest national credit card program exclusively for the nation’s community banks. She joined the company in 2016 and focuses on developing strategies to leverage the brand among current and new customers.

A former community banker with 30 years of experience, Tina served in senior leadership roles for nearly two decades at $8.5 billion Sandy Spring Bank in Maryland, most recently as senior vice president and director of deposit operations and digital delivery. Her expertise includes payment systems, digital banking, risk and fraud, vendor management, marketing, and client service. In addition, Giorgio has served on several boards and committees with the Federal Reserve, NACHA, various Fintech companies, and other industry organizations.

Tina holds a MBA from UMass Amherst’s Isenberg School of Management and a BS in Business Management from the University of Maryland University College. She completed graduate work at the BAI Operations and Technology Management for Banking and Financial Services program at Vanderbilt University and at Stonier Graduate School of Banking at Wharton University. She has been an Accredited ACH Professional (AAP) since 1993.