6 new threats to payment card data

As the headlines once again flood with the names of new data breach targets — Panera, Saks Fifth Avenue, Delta, etc. — banks and retailers may wonder how fraudsters are overcoming their defenses.

Not all of these threats are a new strain of malware or software vulnerability. Some are older tactics adapted to new targets, such as a partner or a new digital channel. In other cases, the brands overlooked an obvious threat due to overconfidence or excessive skepticism.

Whether the threat stems from technology or human nature, fraudsters are exploiting any opening they can.

This listicle is compiled from reporting by PaymentsSource writers including John Adams, Kate Fitzgerald and David Heun. Click the links in each item to read more.