Welcome to the new PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web:

Yahoo 'believes' financial info not hacked: On the heels of a major data breach revealed earlier this year, Yahoo has disclosed another huge data breach, this time potentially impacting 1 billion accounts in 2013. The search and email service says this breach is likely distinct from the other breach, and stolen information may include names, email addresses, telephone numbers, hashed passwords and security questions and answers. The stolen information does not include payment card data or bank account information, says Yahoo, adding that information is not stored in the system the company "believes" was affected. There's never a good time for this sort of thing, but the timing is particularly bad for Yahoo, which is in the midst of a sale to Verizon. Verizon has said it may renegotiate the deal because of the security issues, a position it reiterated in the wake of the new breach disclosure, according to The New York Times.

Flying debit: While Amazon drew attention last year by floating plans to use drones to deliver packages over short distances, U.K.-based startup bank Starling is bringing the buzz to debit cards. Finextra reports the bank is pushing its "fast and efficient" brand by developing a drone delivery system for debit cards. It's tested different drones and has yet to find one that can fly more than 400 feet with a debit card and its packaging, which is about one pound, according to the U.K. technology news wire. Once the logistics are worked out, the bank will still need permission from the government, though it insists the drones are in its launch plans for early 2017.

Don't cheat on data security: Remember the hack at infidelity matchmaker Ashley Madison that exposed users' credit cards and other personal data? The site will pay $1.66 million as part of a settlement with the Federal Trade Commission, CNBC reports. The settlement is actually $17.5 million, but the cheating site's parent company, Ruby Corp., is unable to pay the full amount, according to CNBC. Ashley Madison's business model aside, the security breach drew attention to the larger issue of data storage and disposal, challenges that most e-commerce companies face.

Australia loosens the rules for fintechs: Australia's trying to make it easier for financial technology companies to get off the ground. The Australian Securities and Investment Commission has launched a sandbox scheme that allows new companies to run pilots for up to a year with as many as 100 retailers provided they notify the regulator beforehand, reports ZDNet. Similar sandboxes have been introduced in Europe and Asia, and have expedited development, but have have also attracted controversy from critics who claim the model encourages government favoritism, according to Finextra.

From the Web (powered by Wiser)

An Obvious Winner of the E-commerce Revolution
Fool.com: The Motley Fool • Matthew Cochrane
Trying to pick investment winners and losers in this brave new online retail world can be tricky. Here's one investment that should be an obvious winner.

India’s Botched War on Cash
Harvard Business Review • Bhaskar Chakravorti
A case study in poor policy and even poorer execution.

Top E-Commerce Trends to Keep an Eye On [Infographic]
Business 2 Community • Zac Johnson
E-commerce and internet marketing have quickly changed the way products and services are bought and sold in the world today. In just the past decade, the number of individuals who are now buying online versus shopping in local retailers has drastically increased...

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