Acculynk Inc., which supports PIN-debit card use online, today announced American Airlines as the first major airline to go live with its PaySecure product.
Smaller airlines that earlier announced their PaySecure support include Spirit, AirTran, Republic, Sun Country, Delta and Frontier, Ashish Bahl, Acculynk chairman and CEO, said in an interview.
American Airlines chose to use PaySecure because of the relative low risk accepting PIN-debit payments. It also liked Acculynk's work to enable consumers in Puerto Rico to use their predominately PIN-based cards to buy flights online, Bahl said.
"Puerto Rico provided an important lift for the deal," he said.
Frank DiNuzzo, American's managing director, marketing performance, said in a press release that PIN debit continues to be one of the fastest-growing and most popular payment types in the U.S.
"PaySecure also allows us to grow our Internet presence in Puerto Rico and the Caribbean, a highly debit-centric market, by enabling the more than 2 million online customers with PIN-only debit cards to purchase tickets on AA.com," he said.
Travelers who use their debit cards to make purchases on AA.com will have the option to enter their PIN on PaySecure's virtual PIN-pad. The transaction is processed as a normal PIN-debit purchase. PaySecure's technology encrypts the data so the information is never transmitted as an actual, numerical PIN.
Acculynk sends the PIN directly to the electronic funds transfer network, which in turn sends it to the bank for approval. Neither AA.com nor Acculynk store the PIN.