It's been roughly a decade since Target executives ended their attempts to convert to EMV-chip payment cards to improve security. After a massive breach of magnetic-stripe card data, it seems they have changed their minds yet again.

From 2001 to 2004, Target worked with Visa to push for smart-card use in its stores. The momentum halted because of factors that continue to plague EMV to this day – concerns about cost, speed and the learning curve for clerks and consumers.

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