Strengthening its reputation as an innovator of mobile payment technology, Barclaycard says it will be the first financial services provider in the U.K. to launch a contactless payment app through Near Field Communication-enabled Android phones.
In addition to the new feature on the Barclaycard app, users will also be able to replace lost or stolen cards in real-time through an instant download. These features will come in a November update to the issuer's Android app.
The timing of the Barclaycard's newest "Pay Your Way" mobile payment option through its bpay technology is not related to the Android Pay rollout that began in the U.S. last week.
It also does not prevent Barclays from pursuing a relationship with Apple to support Apple Pay on the iPhone, the London-based bank confirmed in an e-mail to PaymentsSource.
Lloyds Banking Group revealed this week that its group of banks — Lloyds Bank, Halifax and Bank of Scotland — now supports Apple Pay, leaving only Barclays among the top U.K. banks to not be an Apple partner.
But Barclaycard has remained busy on the mobile payment front, even without Apple Pay, which launched in the U.K. in July. Most recently, Barclays has developed a jacket with a payment chip in the sleeve, to go along with its other contactless bpay offerings such as gloves, wristbands, fobs or stickers.
Barclaycard customers using the Android app will be able to make contactless payments for up to £30 by touching their mobile phone to an NFC reader, and up to £100 by entering a PIN on the mobile device.
When using the real-time instant card replacement service, users can continue to make purchases through the digital replacement while Barclays will also mail a new plastic card.
“Barclaycard has a strong history of innovation and we're constantly looking for new ways to revolutionize payments," Mike Saunders, managing director of digital consumer payments at Barclaycard, stated in a Sept. 15 press release.
The new features on the app essentially "transform Android phones into a mobile hub for our customers" that allows them to manage their account on the go, Saunders added.