Capital One Financial Corp. reported Friday that the 30-day delinquency rate for U.S. credit cards dropped to 3.68% in February from 3.72% in January, according to a filing with the Securities and Exchange Commission.

Chargeoffs at the U.S. card business fell to 4.27% in February from 4.36% in January.

At Capital One's international credit-card business, the 30-day delinquency rate climbed to 4.07% in February from 3.87% in January. The chargeoff rate jumped to 4.54% from 4.38% a month earlier.

Auto-loan delinquencies declined to 6.44% in February from 7.06% a month earlier. Auto financing chargeoffs were down to 1.59% in February from 2.48% in January.

Capital One reported in January its fourth-quarter earnings surged as net revenue jumped 39%, though earnings and revenue missed analysts' expectations owing to higher loan-loss provisions and operating expenses.

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