Capital One's new Capital One Wallet is a cardholder app for Apple's devices that uses an Android-like pattern-recognition feature for authentication.
The app will give consumers information on Apple Pay transactions, according to a report on TechCrunch. The app also shows balances, rewards and contact info for businesses.
Capital One Wallet can be unlocked through SureSwipe, which mimics the pattern-tracing login method used on Android phones. This method is designed to avoid requiring users to key in their information.
To use SureSwipe, consumers establish their patterns with the institution, and pre-existing patterns used to access Capital One's primary mobile app will work with Capital One Wallet.
It's a departure from the security used for most apps, such as PINs or Apple's Touch ID fingerprint scanner. Touch ID is one of many security measures Apple is deploying to protect payments, including tokens, dynamic data and the phone's secure element.