U.S. consumers’ average credit card debt in June inched up after falling to its lowest level of the year in May, while the average credit score dropped for the first time in 2010, according to new data Credit Karma released July 14.

Consumers’ average credit card debt in June was $7,833, up 0.2% from $7,652 in May and up 12.9% from $6,938 in June 2009, according to the San Francisco-based company, whose website tracks credit scores. Credit card debt among consumers in June was down 1% since January, when the average was $7,925.

U.S. consumers’ credits scores dropped a point from May, to an average of 668, according to Credit Karma.

Ken Lin, Credit Karma CEO, tells PaymentsSource the trends in consumer credit card spending generally are a good proxy for consumer confidence in the economy. The slight increase in card debt in June likely is the aftermath of consumers having paid off most of their holiday card debts, he says.

“But consumers are feeling more confident about the economy; they’re feeling a bit better,” he says. “It’s a small increase, but we’ll see in the next few months” whether they sustain that confidence.

Consumers in Hawaii and New Hampshire, with average credit card debt of $9,042 ($9,845 in January) and $8,505 ($9,119) respectively, showed the biggest percentage decreases in credit card debt since the beginning of the year, according to Credit Karma.

 

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