Direct Checks Unlimited LLC, a direct-to-consumer check provider, is offering consumers an affinity decoupled debit card supported by Tempo Payments Inc.

San Mateo, Calif.-based Tempo provides a Web-based platform that enables organizations to offer affinity and cobranded debit cards to customers.

Direct Checks is offering a Discover-branded card consumers may customize with a personalized image. Consumers link the card to a personal checking account using the magnetic ink recognition character information from a personal check.

Brooking, S.D.-based First Bank & Trust issues the card, and Tempo settles the transactions over the automated clearinghouse system. Discover routes the transactions over its Pulse electronic funds transfer network for authorization.

Discover is offering consumers cashback rewards with the card. Cardholders earn 0.5% of the sale for signature-based purchases. Discover deposits the rewards directly into the cardholder’s checking account each quarter.

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