U.S. consumer confidence declined in June as uncertainty about the economy increased, according to survey data Discover Financial Services released last week.

Discover’s U.S. Spending Monitor index in June fell to 88.4, down two points from 90.4 in May. Discover set the index at 100 when it introduced it in May 2007.

In a nationwide telephone survey of 8,200 adults Rasmussen Reports conducted throughout June on behalf of Discover, 47.8% of respondents said they believe economic conditions are worsening, up from 45.1% who said so in May. Twenty-eight percent of respondents in June said they believe the economy is improving, down from 31.2% who said so in May and from 34.4% who said so in April.

Asked to rate their personal-finance situations, 26.3% of respondents said their finances were “good” in June, down from 28.7% who said so in May, while only 19.7% said they feel their financial situation is improving, down from 22.1% who said so in May.

Fewer consumers planned to spend money around the house, as 15.7% of respondents in June said they plan to remodel their homes, down from 16.7% who had such plans in May. And fewer consumers are putting money away, as only 7.9% of respondents in June said they planned to increase their savings and investments, down from 9% who planned to do so in May.

Despite bleaker expectations, 16.8% of respondents said they plan to spend more on a major personal purchase, such as a vacation, in the month ahead, up from 15.1% who said so in May.

“Summer travel seems to be the only area of increased spending by consumers whose confidence in the economy continued to decline,” Julie Loeger, Discover senior vice president of brand and product management, said in a statement.

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