Consumer delinquencies in the first quarter of this year improved in 10 of 11 categories - including bank cards, personal loans and auto loans - but the trend may slow through the rest of the year, the American Bankers Association reported Tuesday.

James Chessen, chief economist for the ABA, said in a statement, "We've moved back to historical norms now and further improvement could be hard to achieve. The economy has slowed recently and uncertainty remains high."

The only category to see a rise in delinquencies rose was in home equity lines of credit. That rate of delinquency in the first quarter rose to 1.78% of all accounts from 1.69% the prior quarter, which the ABA attributed to the sluggish recovery in the housing sector.

The ABA reported that bank card delinquencies in the first quarter fell to 3.08% from 3.17%. Personal loan delinquencies fell to 2.01% from 2.87%. Direct auto loan delinquencies fell to 0.86% from 1.06%. The ABA defines a delinquency as a late payment that is 30 days or more overdue.

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