Cumberland Farms convenience stores in New England, the mid-Atlantic and Florida have begun offering Visa- and Discover-branded reloadable prepaid cards, card-program provider nFinanSe Inc. announced Sept. 14.

The cards sell for $3, and NFinanSe does not charge purchase-transaction fees. However, it does charge a monthly $2.95 maintenance fee, $2.95 for account reloads and $1.50 per ATM withdrawal. The ATM owner also might assess a surcharge fee.

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