News of the Global Payments Inc. data breach rippled across mainstream Web sites in recent weeks, reawakening consumer and industry concerns about the risk to millions when criminals expose sensitive data.

“It’s clear the fraud problem is not going away, and major breaches are not slowing up like we were sort of hoping,” says Mike Urban, director of financial crimes solutions at Fiserv Inc. He was referring to a lull in major data breaches during portions of 2010 and 2011.

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