Discover, which has been testing the features of its new "it" credit card in some markets since mid-2012, announced Jan. 2 the nationwide launch of the product.

The earlier test involved the "it" card's perks, such as not assessing a late fee for the first late payment, with the traditional Discover card design. Discover describes the new card as having a "modern, metallic blue" design and is the Riverwoods, Ill., company's first to have the customer's name and account number printed on the back.

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