Discover joined Apple Pay nearly a year after the mobile wallet came to market, so it has some catching up to do if it wants to be the top-of-wallet choice. Its new in-app rewards feature may give it the visibility it needs.

Customers who buy anything with a Discover card via Apple Pay may choose to redeem rewards toward the purchase, Discover said in a Wednesday press release. To qualify, users must add a Discover card to Apple Pay and use that card. If the purchase amount is lower than the user’s Cashback Bonus balance, the transaction appears as a statement credit within two business days, according to Discover.

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