There were a total of 766 Fair Debt Collection Practices Act (FDCPA) lawsuits filed in the U.S. in October, along with 89 Fair Credit Reporting Act (FCRA) cases and 7 Telephone Consumer Protection Act (TCPA) lawsuits. The numbers compare to 506 FDCPA cases and 101 FCRA cases in October 2008, according to WebRecon LLC, a Grand Rapids, Mich.-based research firm.
In the second half of October, there were 492 total lawsuits filed under consumer statutes, including 415 FDCPA cases and 37 FCRA lawsuits. Other statutes tracked include the Truth-in-Lending Act, with 19 lawsuits in the second half of the month; the TCPA; the Equal Credit Opportunity Act; the Fair Housing Act; and several more. All of these statutes had seven or fewer filings.
Of the total lawsuits tracked in the second half of October, there were about 541 unique plaintiffs (including multiple plaintiffs in one suit). Of those plaintiffs, about 155 had sued under consumer statutes before and, combined, those 155 plaintiffs have filed about 774 lawsuits since 2001.