Fair Debt Collection Practices Act (FDCPA) lawsuits are lagging behind last year's pace while Fair Credit Reporting Act (FCRA) and Telephone Consumer Protection Act (TCPA) lawsuits are tracking far ahead of the year-ago numbers.
Through July 15, consumers filed 6,138 FDCPA lawsuits, 7% behind the 6,597 total through the same period a year ago. FCRA cases reached 1,265, 66% ahead of the 762 cases filed through the same point last year. Finally, TCPA lawsuits totaled 569 through July 15 compared with 391 a year ago, a 46% jump.
In the July 1-15 period, consumers filed 417 FDCPA cases, down from 464 in the previous half month (June 16-30) period. FCRA cases in the period ticked up by one to 71 filings while TCPA lawsuits fell by four to 37 total.
An estimated 514 different collection agencies and creditors were sued in the July 1-15 period. Of the cases, there were an estimated 512 unique plaintiffs, including 195 (or 39%) who previously had sued under consumer statutes. Combined, those plaintiffs have filed an estimated 1,156 lawsuits since 2001.
The top district court branches for filings included: New York Eastern District Court, Brooklyn (35); Illinois Northern District Court, Chicago (26); Colorado District Court, Denver (25); and Pennsylvania Eastern District Court, Philadelphia (25).
The most active attorneys included: Sergei Lemberg (representing 15 consumers); David M. Larson (14); and Dennis R. Kurz, David Philipps, Hashim Rahman, Adam Jon Fishbein and Mark H. Rephen (all representing 10 consumers). Year-to-date, Larson has represented 177 consumers, followed by Lemberg at 171.