Fime has received accreditation from American Express Co. for its cloud-based payment testing services to validate Amex mobile payments leveraging Host Card Emulation (HCE) apps.

Fime’s Global test tool is the first one in the market available to test Amex’s ExpressPay HCE apps, the Antony, France-based technology consulting firm said in a Feb. 27 press release.

HCE is a software-based method of enabling contactless payments without accessing the secure element usually required for Near Field Communication transactions. It is considered more flexible, and has been gradually catching on with financial institutions over the past few years.

Bloomberg News
Bloomberg News

Mobile payment solution providers and issuers may now use Global to ensure ExpressPay HCE apps are performing in line with Amex’s specifications, according to Fime. Previously Amex accredited Fime to test Amex’s secure element-based implementations, cards and terminals.

Fime in May 2016 said EMVCo approved its tool for mobile payment application testing, and during the same month Fime announced that its tool was qualified for Mastercard cloud-based mobile payment application testing.

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