The EMV and mobile wallet movements have split the retail industry, leaving payment companies in the delicate position of having to support clients with very different technological profiles.

This split is also happening on the consumer side, leaving some merchants with multiple payment acceptance devices to accommodate different needs at the point of sale. First Data's goal is to consolidate these products into its Clover Go mobile point of sale device, which has support for EMV, NFC and card swipes.

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