The McDonald's at 6 Water St. in New York City has been shut down for more than two months, as it was one of the first buildings struck by surges of sea water from Hurricane Sandy. The ATM inside, if it still exists, has been inaccessible ever since.

But the machine has shown up for weeks afterwards on some ATM locator smartphone apps, which did not notice the machine's absence in the immediate aftermath of the storm. These apps, such as the MasterCard ATM Hunter and the PNC Finder apps for the iPhone, use GPS data to direct consumers to the nearest machine. They display the machine's location on a map and, in the case of the PNC app, over an augmented-reality view from the phone's camera.

Subscribe Now

Authoritative analysis and perspective for every segment of the payments industry

14-Day Free Trial

Authoritative analysis and perspective for every segment of the industry