Heartland will use Ingenico's software and experience with EMV-chip cards to help deliver new terminals and PIN pads in the U.S. as the country migrates to the EMV standard for payment cards.

The payment processor will integrate its E3 encryption technology into Ingenico's terminals to provide security for magnetic-stripe and EMV transactions. Once activated at a merchant's location, the terminals will be able to accept chip-and-PIN contact payments, contactless, and mobile transactions using Near Field Communication.

Heartland's tokenization system will replace cardholder data in a process designed to reduce merchants' burden of complying with the Payment Card Industry data security standard. Heartland will begin offering and deploying the technology to merchants across the country starting in the fourth quarter of 2013.

"Merchants of all sizes are rushing to embrace new payment innovations and technologies in response to changing consumer behavior," said Michael English, Heartland's executive director of product development, in a release.

Heartland's partnership with Ingenico will combine payment transaction technology, mobile marketing acceptance and a payment data security solution, English said.

"Merchants will be able to mitigate electronic payment acceptance risk while reducing their PCI compliance scope. Consumers will have the convenience of choice to pay with whatever method of payment they choose and feel confident that their card data is protected," he said in a release.

Heartland is making a number of moves to prep for mobile payments, including extending its partnership with LevelUp. Ingenico also recently entered a deal with merchant service provider Avant-Garde, which will sell and deploy Ingenico's countertop terminals for EMV card acceptance. 

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