Cover Story
  20 Payments Industry Gives Retailers the Loyal Treatment
  More payments companies that manage transactions are helping merchants improve their loyalty programs.
  6 Editor's Note
  A New World for Payments
  Industry News
  8 State Card-Data Security Bills Proliferating
  More states are enacting bills that would make it illegal for merchants to store payment card data. Minnesota already has enacted a law banning storage of card data and making merchants liable for breach-related costs if they violate that law.
  10 Fed Targets Card-Issuer Practices
  The Federal Reserve Board unveils proposals aimed at helping consumers to better understand the terms and conditions of their credit card accounts.
  11 Citi Flips to Amex Airline Card
  Citigroup is converting several thousand American Airlines-branded Visa cards to American Express cards to test consumer reaction and acceptance to the brand change.
  12 Debit Card Report
  Cap One MasterCard Taps into Other Issuers' Accounts
  Capital One has started issuing a debit card with merchant partners that can access checking accounts of other financial institutions.
  14 Cardtronics Buys All 5,500 7-Eleven C-Store ATMs, kiosks
  ATM ISO is now the largest U.S. deployer of ATMs and the world's biggest nonbank owner of the machines.
  16 Executive Inquiry
  A Decade at the Helm
  Robert Selander, who is serving his 10th year as president and CEO of the payment network now known as MasterCard Worldwide, discusses his views on payment issues and trends and provides a glimpse of what he believes MasterCard might look like a decade from now.
  25 Merchant Payment Trends
  Micropayments: Pennies from Heaven?
  Small, online purchases do not equate to easy money for many payment providers. But some key players in the micropayments space believe they add some nice spice to their overall sales mix.
  28 Security
  The Enemy Within
  Security experts say companies should be more vigilant about one of the greatest threats to sensitive payment information: their own employees.
  32 Card Marketing
  Young Adults' Preferences Don't 'Echo' Boomer Parents'
  Millennials, Echo Boomers, Nexters, Generation Y, iPod Generation, 20-somethings: These terms should be in card marketers' lexicons.
  40 Afterthoughts
  The Online War: 'Us Versus Them'
  (c) 2007 Cards&Payments and SourceMedia, Inc. All Rights Reserved.

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