Chapter 7 business bankruptcy filings remained virtually unchanged month to month, increasing 1% to 3,113 in September from 3,082 in August, according to D&B Corp.'s monthly U.S. bankruptcy report.

Chapter 7 of the U.S. Bankruptcy Code provides for the liquidation, or sale of a debtor's nonexempt property and the distribution of the proceeds to its creditors.

Chapter 11 business bankruptcy filings, which enable a debtor to propose a plan of reorganization to keep its business and pay creditors over time, totaled 815 in September, down 3.2% from the previous month's total of 842, according to the Short Hills, N.J.-based provider of business information.

Twenty-one businesses filed for Chapter 12 bankruptcy protection in September, 50% more than in the previous month. Chapter 12 is designed for family farmers or fishermen with regular annual income to propose a plan to repay all or part of their debts.

Chapter 13 filings totaled 897 in September, a 3.2% decrease compared with 927 in August. Chapter 13 of the Bankruptcy Code is available for individuals with regular incomes whose debts do not exceed specific amounts, and debtors typically use such filings to budget some of their future earnings under a plan through which unsecured creditors are at least partially paid back.

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