A Michigan retiree who has filed dozens of lawsuits over ATM fee-disclosure violations during the past three years has joined a new flurry of suits against credit unions and banks just as Congress is taking up a potential solution to the mounting litigation.

Two new suits by Nancy Kinder filed yesterday in federal court in Parkersburg, W.Va., against West Virginia’s Ravenswood Federal Credit Union and Mountain Heritage Federal Credit Union come as a federal court in Detroit on April 27 is expected to approve Kinder’s year-old suit against Lenco Credit Union. In that case, she claims the Adrian, Mich.-based credit union violated provisions of the Electronic Funds Transfer Act by failing to post a notice on the outside of its ATMs of the fee it will charge non-members for cash withdrawals.

The two new suits make a total of 35 filed by Kinder since 2009 and are among a dozen new EFT Act suits filed against credit unions and banks over the past month.

The latest suits filed by Kinder, who has traveled the country with her boyfriend Ray Harrison to make similar claims in the Midwest, southwest and southeast, are the first she has filed in West Virginia, indicating a potential new front in the legal assault on ATM charges. Harrison, a plaintiff in 30 ATM suits, filed a separate EFT Act suit April 25 against West Virginia’s Telbec Federal Credit Union.

The latest flurry comes as credit unions and banks have convinced Congress to consider legislation that would eliminate the EFT Act’s requirement for dual fee disclosures–on screen and on the machine–with a requirement that consumers be notified only once of fees they may be charged for using the ATM (see story).

What do you think about this? Send us your feedback. Click Here.

Subscribe Now

Authoritative analysis and perspective for every segment of the payments industry

14-Day Free Trial

Authoritative analysis and perspective for every segment of the industry