While the U.S. inches toward adoption of the EMV chip-card standard, some card makers and issuers are finding they need to move faster than others.

In particular, issuers with a large number of military personnel are getting into the act, with Service Credit Union providing Visa-branded EMV smart cards to military members stationed in Germany. The credit union, which has 17 branches near military bases in Germany and 23 branches in the U.S., did not say how many of its overseas members were having difficulty using magnetic stripe cards, but did say members were requesting payment cards to use in both the U.S. and Germany.

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