North American Bancard (NAB) is adding technology from Moki in an attempt to secure and manage its in-store mobile point of sale system.
NAB's mobile point of sale system, called PayAnywhere Storefront, will use Moki's Launcher product to provide a remotely controlled user experience for Android tablets deployed in stores.
"They are trying to turn a tablet into a storefront, and they need to lock the app down and make it manageable," says Tom Karren, CEO and co-founder of Moki.
Launcher is used mostly by universities, medical companies and other businesses to provide security to their Android tablets and control how the devices can be used.
NAB will use Launcher to manage app availability, updates, configurable home screen branding, screen savers, monitoring and tracking of tablet use. PayAnywhere is a privately held company, backed by NAB.
A technology that provides security and control "makes sense for the payments industry, where you need to have secure endpoints for self-service," Karren says.
In this competitive market, PayAnywhere can benefit from using technology that improves navigation and maintenance for the merchant, Karren says.
"As you can imagine, if North American Bancard were to deliver a device with an app on it and leave it wide open it could become a costly proposition to support it as the stores scale up their payments activity," Karren says.
NAB did not provide an interview for this story by deadline, and Moki did not answer questions about other operating systems. The companies also did not comment on their fee structure, though PayAnywhere typically charges 1.69% per swipe at storefronts and 2.69% for mobile payments.
NAB and Moki's strategy to add centralized control and security is consistent with other payment processors' mobile point of sale offerings such as First Data's Clover Station, says Denee Carrington, an analyst at Forrester Research.
"The use of tablets and tablet point of sale in retail is a fast-moving trend that will absolutely continue," Carrington says. "The solutions that will have the best uptake are those with capabilities that can help a merchant grow his or her specific businesses. But merchants are also concerned about cost, security, ease of set-up and ongoing use of these solutions."