Harbortouch has released its Perkwave integrated point of sale terminal with EMV-chip and Near Field Communication capabilities.  

The Perkwave terminal can be updated with additional payment methods remotely and will be compatible with a loyalty program in development. The terminal also includes a "heartbeat" feature, which Harbortouch uses to monitor terminal up-time, alerting the company's support department if there are any issues so they can potentially resolve them before a merchant calls.

The system also allows customers to receive receipts by email.

"As smart cards and mobile payment technologies like NFC become more widely adopted, it is going to be critical for businesses to be able to accept these payment types," says Jared Isaacman, Harbortouch's CEO, in a Nov. 7 press release. "We have incorporated the most prevalent of these payment technologies into this terminal so that our merchants will never have to turn a customer away due to not being able to accept their preferred form of payment."

The U.S. is currently migrating to the EMV chip-card standard, with an October 2015 deadline for most merchants. Some EMV deadlines for MasterCard ATM owners and operators and merchant acquirers have already passed.

The same technology that enables EMV cards to be read at the point of sale also establishes a foundation for mobile payments based on NFC technology.

Google Wallet uses NFC and Google's latest version of its Android operating system allows software emulation of NFC technology. Isis, the joint mobile wallet venture by the major wireless carriers, also relies on NFC and is set to launch nationwide by the end of the year. 

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