RevolutionCard, an upstart consumer credit card brand, disputes a recent report that suggests new card brands would need "deep pockets" to build their own processing networks on a scale large enough to compete with existing brands. "The thesis that a new entrant in the card space would require extraordinary investment assumes that a new processing network would be built based on the same strategies and technologies as those that exist today," St. Petersburg, Fla.-based Revolution Money, which owns RevolutionCard, notes in a company statement. The report "MasterCard and Visa: Profitable Toll Takers" by Berwyn, Pa.-based Turner Investment Partners suggests MasterCard Worldwide and Visa Inc. "are relatively free to raise fees and earn superior profits" because of the high barriers to entry and their approximately 80% combined market share in the transaction-processing industry (CardLine, 6/20). In a statement, Revolution Money tells CardLine sister publication ISO&Agent Weekly it has built a flexible, Internet-driven operating system and proprietary payment network. "By building our own network with the latest technologies, we have squeezed significant costs out of the operation," Revolution Money states, adding that the advancement and consolidation of major transaction processors and merchant acquirers provides Revolution Money with the ability to increase scale quickly and efficiently.