Debit Makes it A Horse Race  38
  Once just a minor-league payments player, the debit card is rapidly gaining in consumer popularity. Here's how debit is reshaping U.S. payments.
  That Shrinking Feeling  4
  Jockeying for Position  6
  With Interchange; Debitman Provides an Alternative; Sears' Fired Card Boss Fires Back, Letter; and More.
  Australia's Card Shakeup  16
  Merchants can now surcharge for credit card sales, and later this year Australia's central bank will impose a 40% cut in bank card interchange. Who will win and who will lose in this new environment?
  Web Acquirers Eye New Business  24
  The dot-com shakeout has been anything but a bust for merchant-acquiring banks intent on cross-selling financial services to Internet merchants.
  The Outlook for Bankruptcy Reform 32
  Expect another bankruptcy-reform bill to come up in Congress soon. But after years of failure, does the reform movement have a serious chance in today's turbulent political environment?
  Prepaid Cards Get Down to Business  44
  Most people think of consumer applications when it comes to stored-value cards, but the B2B market also holds vast potential.
  The Card Industry Gives T&E a Lift  48
  Card payments make the travel industry go, so when travel suffers, cards lose charge volume. Here, CCM documents a slew of new card-linked programs to spur the travel-and-entertainment sector.
  The Acid Test of Perceived Value  56

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