The Most Influential Women in Payments

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The 20 women honored in this inaugural feature were selected by the editors of PaymentsSource, Bank Technology News and ISO&Agent as standouts for their significant achievements, exceptional leadership, and promotion of innovation in the payments industry.

The impact of these female leaders in the payments business is evident in the fact that the honorees represent a wide range of payments constituencies, including issuing banks, payments networks, merchant acquirers, and payments technology companies, among others. 

The 2013 list includes (in alphabetical order):


Ann Cairns, president of international markets, MasterCard

Ranjana Clark, senior vice president and chief customer and marketing officer, PayPal

Joyce Cook, CEO, International CyberTrans

Donna Embry, senior vice president of strategic development at Payment Alliance International, president of Midwest Acquirers Association 

Janet Estep, president and CEO,  NACHA, the electronic payments association

Kim Fitzsimmons, CEO, Cynergy Data

Annmarie "Mimi" Hart, president and CEO, MagTek

Lynn Heitman, senior vice president and head of marketing and product management for corporate payment systems, U.S. Bancorp

Julie Marie Joseforsky, senior vice president and head of debit, credit and prepaid cards, Fifth Third Bancorp

Pamela Joseph, vice chair of payment services, U.S. Bancorp

Laura Kelly, senior vice president and general manager of Americas, American Express

Deborah McWhinney, chief operating officer of enterprise payments and global product manager of consumer payments, Citigroup

Cynthia Murray, managing director and head of global treasury product infrastructure for platforms and eCommerce, Bank of America

Diane Offereins, executive vice president and president of payment services, Discover Financial Services

Barbara Pacheco, senior vice president and head of the financial services division at the Federal Reserve Bank of Kansas City

Linda Perry, principal, Linda S. Perry Consulting

Diane Reyes, global head of payments and cash management, HSBC

Ginger Schmeltzer, senior vice president of emerging payments, Fiserv

Jennifer Schulz, head of global e-commerce, Visa

Secil Watson, executive vice president and head of wholesale internet solutions, Wells Fargo

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