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Eighty-four percent of consumers who received credit cards in the United Kingdom in 2007 "were not asked to provide any proof of income to support the figures stated in their application forms," according to uSwitch.com, a price-comparison Web site based in the UK. The site claims that 14% of consumers who received a credit card were not asked about their incomes during the application process, while 5% of applicants lied about their incomes when applying. "With the credit crunch dominating consumer finance and the mortgage market becoming increasingly challenging, affordability checks should be the No. 1 priority for credit providers," uSwitch says in a statement. The site says it based its findings on a survey conducted in February and an analysis of figures from issuers.

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