Viableware has added the ability for full-service restaurants to accept EMV-chip cards with its handheld card reader, Rail.

"EMV chip technology has recently seen broad adoption by a number of large retailers and has quickly become the global standard for credit and debit card payments, but it also presents a unique challenge for full-service restaurants," says Joe Snell, CEO of Viableware, in an April 29 press release. "These restaurants require an elegant way to extend their POS system to the table so that they can accept a customer's PIN in addition to a signature."

Rail is a business-specific handheld payment device that accepts swiped credit, debit and smart cards from consumers. The device also allows patrons to split bills in a variety of ways, auto-calculates tips and sends digital receipts via email. 

The card brands' deadline for merchants to migrate to EMV is October 2015. After that date, most merchants will face a shift in fraud liability if they do not accept EMV cards. It's estimated that more than 400,000 full-service restaurants in the U.S. are expected to need an EMV point of sale system, Viableware says.

Already, Dickie Brennan restaurants including The Palace Cafe and Tableau in New Orleans have introduced Rail. And Sonny's BBQ is piloting Rail in some locations.

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