ViVOtech and DeviceFidelity announced a joint solution they say brings contactless mobile payment, loyalty, transit, ticketing and coupon redemption capabilities to leading smartphones, including BlackBerrys and iPhones.

Available to financial institutions and wireless carriers globally, the joint solution allows ViVOtech’s mobile wallet software, patented over-the-air provisioning solution, and coupon issuance/redemption software to be deployed with DeviceFidelity’s NFC-enabled In2Pay microSD and In2Pay Case for iPhone technology.

This enables consumers to plug the In2Pay microSD into their smartphones, download multiple credit and/or debit cards securely to their handsets, and use their phones to perform contactless transactions at hundreds of thousands of merchants around the world.

In addition, consumers can download merchants’ loyalty, gift and prepaid cards and customize these cards to automatically redeem loyalty points and take advantage of discounts. Consumers also can request electronic coupons and discount offers, store them in their mobile wallets, and electronically redeem them at time of purchase.

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