Fresh off a new investment round, the British PtoP lender Zopa is collaborating with CommuterClub to finance season tickets for travelers.

Zopa began funding the annual season-ticket loans for train commuters who subscribe to CommuterClub, a British firm backed by the tennis star Andy Murray.

CommuterClub provides loans so consumers can purchase annual season passes online, instead of monthly or weekly passes and spread the cost over monthly installments, saving them hundreds of pounds each year. CommuterClub serves the National and Transport for London (TfL).

Bloomberg News

CommuterClub loans run for only 10 months and are considered low risk by Zopa. In its blogpost Zopa also states “because the loans are designed to help commuters save money, implying a fairly high level of disposable income to begin with, losses tend to be very low.”

Zopa recently raised about $55 million in latest fundraising round, and reports its P2P lending business became profitable in 2017 for the first time since 2012.

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