The evolution of 'buy now, pay later'

PayDirt: A PaymentsSource Podcast with Daniel Wolfe
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Consumers today have more options than ever on how to pay — or finance — any purchase made online or at the physical point of sale. But there's many different approaches to this model, and of course different markets throughout the world where consumers have different financial habits and needs.

But many alternative payment options come and go, failing to find an audience or launching at the wrong time. A number of factors are converging to change consumer payment habits today, such as the rise of the gig economy and the economic uncertainty of the coronavirus pandemic. There are also different models for installment payments, competing for consumers' and merchants' attention alongside mobile wallets and credit cards.

And as people adjust to their 'new normal,' some long-term habits are already starting to emerge.

Host: Michael Moeser, Senior Analyst, PaymentsSource
Guest: Alex Fisher, Vice President of Retail, Afterpay

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