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Apple Pay has been out for a year, so many of its partners have had time to reflect on the various issues it has faced since launch. Bank and credit union executives shared their experiences at SourceMedia's 2015 PayThink event at the end of September.
By making Apple Pay work only on iOS devices, Apple shut out half the market. State Employees Credit Union of North Carolina delayed its Apple Pay implementation because "We ... did not feel that we could launch a product to support 51% of our members when we did not have an alternative for the other 49%."